Asset Management: Fixed Income Solutions
Partnership Approach
Our portfolio managers work in conjunction with an experienced team of dedicated institutional fixed income traders to provide a menu of diverse product offerings along with customizable fixed income solutions to fit the individual needs of our clients.
Benefits of Scale
We leverage technology, expertise, and our fixed income team’s broad network of liquidity providers to ensure institutional pricing and quality execution delivered directly to our client’s brokerage accounts. Our highly skilled team ensures each portfolio is optimized and monitored on a regular basis in accordance with our clients defined investment parameters and guidelines.
Customization
We offer fully customized solutions across the fixed income spectrum, providing offerings that are structured to meet the specific goals, timelines, and income needs of each individual client. We are experts in crafting bond portfolios which incorporate tax sensitive strategies and legacy positions.
Investment Approach & Risk Management
Our team utilizes a variety of sophisticated tools to manage portfolios and implement strategies based on our views of the current macroeconomic environment. These tools also help identify current price and liquidity trends among individual securities, aiding our ability to capitalize on emerging opportunities. Through our multi-faceted approach to fixed income investing, we strive to deliver superior investment performance over a market cycle consistent with our clients’ risk and return objectives.
Our team utilizes a simple “laddered approach” to building our clients fixed income portfolios. We believe that purchasing bonds with staggered maturities provides a balanced approach to risk management, income generation, and liquidity. Having bonds maturing at different intervals provides the following benefits:
- Reduced Interest Rate Risk
Having bonds maturing at different times makes the overall portfolio less vulnerable to interest rate fluctuations. Since only a small portion of the portfolio needs to be reinvested at each interval, future interest rates will have a lesser impact on the entire basket of holdings.
- Improved Liquidity
With staggered maturities, investors have periodic access to capital as bonds mature, providing opportunities to reinvest or use the funds without having to sell bonds prematurely or missing the opportunity to recognize their holdings full potential.
- Steady Income Stream
Laddering ensures that bonds mature at regular intervals, offering a more predictable and consistent income flow over time.
- Diversification of Timing Risk
By spreading bond maturities over various time frames, you avoid the risk of having all your bonds exposed to the same market conditions. This diversification smooths out the impact of economic shifts and current/future interest rate environments.
- Reinvestment Opportunities
As bonds mature, you can reinvest the proceeds at current market rates, potentially benefiting from higher rates if interest rates have risen since the original bonds were purchased. Furthermore, under normal circumstances when longer term rates are higher than short term rates, reinvested funds are typically added to the end of the “ladder”, receiving a greater return.
- Flexibility
Laddering allows flexibility in adjusting one’s portfolio to match changing financial goals, market conditions, or income needs without being overly locked into specific maturities.
Our laddered bond strategy is designed to offer a disciplined yet flexible framework that aligns with our clients' evolving financial objectives. By regularly staggering maturities, we help mitigate risks associated with fluctuating interest rates while maintaining access to liquidity and generating a consistent income stream. This approach ensures that clients can adapt to changing market conditions, maximize reinvestment opportunities, and preserve financial flexibility—key components to achieving long-term success in fixed income investing. Whether your goal is to preserve capital, generate steady income, or diversify risk, our laddered strategy is built to deliver results tailored to your specific needs.